Cancer Insurance Introduction (Updated February 2008)

 

 

By way of Laws 1996, Chapter 283, section 2, effective July 1, 1997, the Fund Manager of the Public Safety Personnel Retirement System was required to establish and administer a fire fighter cancer insurance policy program for active and retired members.  Employers are required to pay a premium of $100.00 per year (effective 2005-06 billing year per the Fund Manager) for each active member in order to pay for this benefit. Laws 2001 chapter 13 amended the law to remove the requirement that a active member must have at least 5 years of credited service in the PSPRS before becoming eligible for benefits under the Cancer Insurance Program. Benefits now begin on the Member’s date membership in the system.

 

Through the efforts of the firefighter membership, legislation was enacted (Laws 2000, chapter 39) to allow the Fund Manager to self-insure this program.  The Fund Manager elected to self-insure this program on July 1, 2000 and as a result increased the benefits under this program. Furthermore, the Peace Officers were joined into this benefit by way of the 2007 legislation (HB2268). All claims must be submitted to PSPRS for Adjudication and within six months from Date of Service.

 

This supplemental insurance coverage is designed to pay costs that arise while undergoing cancer treatment that may not be covered by the members or retirees health insurance medical plan. The Cancer Insurance Program assists in out of pocket expenses that are not covered by other insurance (not including co-pays or required deductibles) and according to the Schedule of Benefits.

 

The program automatically covers all members who are active in the Public Safety Personnel Retirement System as reflected on the records of the System.  The program also covers retired members under the System for a certain period of time after retirement.  This time period is five months for each year of credited service accumulated toward retirement under the System. If a member has made application for benefits before their accumulated retiree coverage has ended they may continue the coverage at the same rate that is being paid by the employers.

 

For claims information or questions about the program, please call the Public Safety Personnel Retirement System office at 602-255-5575, extension 2024 for Annette Jorgensen and extension 2013 for Stacey Alcott.