The Public Safety/CORP Cancer Insurance Policy Program (CIP) was created and designed to assist Tier 1, 2 or 3 DB/DC Members with the costs that may arise in the event that you are diagnosed with cancer and must undergo treatment. The CIP provides reimbursement to you for out-of-pocket expenses incurred for eligible expenses under the plan and as an active member of PSPRS, you are automatically covered. Premiums for the program are paid by your employer each year.
When you retire from your employer, coverage continues for a limited amount of time at no cost to you; see Coverage at Retirement.
- $15,000 payment to members with non-skin cancer
- $500 payment to members with a positive diagnosis of skin cancer
- Overall lifetime maximum benefit amount of $100,000 per member
For a full listing of the terms of the plan, along with the Schedule of Benefits, which provides the Benefit Provisions, Amounts and Limits, refer to the PS and CO Plan Description and Schedule of Benefits document located in the Forms & Resources section under Cancer Insurance & HIPAA Forms.
To submit a claim for the CIP, you will need to Apply for Benefits.
Health Insurance Portability and Accountability Act (HIPAA) Overview
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) was enacted to expand health coverage by improving the portability and continuity of health insurance coverage. Additionally, The United States Department of Health and Human Services established the HIPAA Privacy Regulation which took effect on April 14, 2003. The Privacy Rule, as it is commonly referred, provides for the protection and privacy of individually identifiable health information and guards against the misuse of this information. The Privacy Rule sets forth administrative requirements, privacy and security requirements, and individual rights regarding the use and disclosure of protected health information. The Privacy Rule also establishes penalties for the misuse or disclosure of individually identifiable protected health information.
As administrators of the Public Safety/CORP Cancer Insurance Program, which is a Group Health Plan, PSPRS is considered a covered entity and must adhere to the requirements outlined in HIPAA. As part of your rights under HIPAA, the PSPRS Notice of Privacy Practices provides a general description of the privacy practices of the Public Safety/CORP Cancer Insurance Program outlining when and in what circumstances protected health information (PHI) will be used, or disclosed, in addition to informing Cancer Insurance Program participants of their rights. As well as, there are several forms that may be used to view, obtain and alter your PHI, which all forms are located in the Forms & Resources section under Cancer Insurance & HIPAA Forms.
HIPAA regulations require the PSPRS Administration to assign a HIPAA Privacy Officer and the PSPRS Compliance Officer is the Agency's HIPAA Privacy Officer. Questions, concerns, and complaints about HIPAA Privacy matters may be sent to the following address:
Attention: HIPAA Privacy Officer
3010 E. Camelback Road, Suite 200
Phoenix, AZ 85016